Starting Your Home Buying Process With Confidence

Get Pre-Approved for Your Mortgage

Fiorella Fromager AMP

Shopping for a new home can be a complex process. Especially if this is your first time or you are uncertain about how much you can afford?

One of the easiest ways to simplify the buying process is to get a pre-approved mortgage; this will help you get started on the right track.

Many homebuyers will place an offer on a home beyond their budget only to find that their offer is unrealistic for their current financial situation. Or perhaps they missed out on an opportunity as they could have qualified for a larger mortgage amount? Either situation can be avoided with a pre-approved mortgage. To have a Pre-Approved Mortgage means that you will not only understand your maximum purchase price and spending levels, but also what your monthly payments will be.

Once you're pre-approved, you will receive a conditional commitment, for a specific mortgage amount, at a committed interest rate, for a specific term.

In today's rising interest rate environment, it's smart to be protected from rising rates down the road. Most lenders will guarantee the interest rate up to 90 days and some will guarantee it for 120 days from the date of pre-approval. It's comforting to know that your rates are guaranteed not to rise while you shop for your new home.

An Accredited Mortgage Professional (AMP) is qualified in the field of mortgage lending and is able to review your unique situation, saving you time and money by reviewing the full range of mortgage products available and eliminating any assumptions and myths you may have about mortgages and buying a home.

The pre-approval process involves reviewing payment obligations and verification of employment and credit history. These steps are the same as applying for an actual mortgage. Completing them upfront will save valuable time when it comes to finalizing the actual mortgage once you have found your new home.

When it comes to finding the right mortgage for you and accessing your best options, call Fiorella Fromager your Accredited Mortgage Professional.

The great news is that there is no cost to you for our service. The lender that you choose will pay the broker fee. On approved credit (O.A.C.), E.&O.E.

Fiorella Fromager AMP
Accredited Mortgage Professional

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Mortgage Rates

Starting Your Home Buying Process With Confidence

Get Pre-Approved for Your Mortgage

One of the easiest ways to simplify the buying process is to get a pre-approved mortgage; this will help you get started on the right track.

Once you're pre-approved, you will receive a conditional commitment, for a specific mortgage amount, at a committed interest rate, for a specific term.